Save Money With a Careful Eye at the Thrift Store!

Thrift stores get scoffed at, made fun of, treated like second-class citizens, and worse.  There is one thrift store where I live that sees its busiest time of year at Halloween!  But your local thrift store has so much more to offer you than gardening clothes and costume material.

My favourite place to shop is the Salvation Army Thrift store.  This store has been a revolving door for my family as we bring clothes the kids grew out of, then buy what they need.  One time, a pair of jeans my daughter found ended up going back to the thrift store a couple years later, still in wearable condition!

We have discovered that living in a an affluent city such as Kelowna means that people give away the most amazing things!  I have a long fur vest that I paid roughly $25 for one year, that would have cost 5 times that new on a department store rack.  My daughter found a two-piece winter coat that allows her to remove the inner lining to use as a spring jacket in its own right.  We paid less than $15 for it at the store that gets halloween business.  A blender I bought from the same store a couple years ago is still working fine.  The toaster I’ve written about twice now, was bought from the Salvation Army Thrift Store, meaning it was used when we got it, and all these years later it finally died!

If you’re concerned about brand-name clothing, my daughter just recently picked up a Levi’s and another pair of designer jeans for roughly $5 each at Salvation Army as well.  You seriously never know what you’ll find when you show up, but the quality of stuff people give away will blow your mind!

Next time you need to go buy another pair of jeans, tops, skirts, yarn, dishes, linens, furniture even, check out your local thrift store first!  A set of dining chairs fits my redone table top extremely well!

There is no need to hit department stores unless you need an item “yesterday” or can’t find it in the second-hand stores by the time you need it!  $40 formerly spent on a single pair of jeans will get you several pairs plus a few shirts to go with them.

Help your wallet smile and take advantage of the amazing generousity of others who give away name-brand stuff, sometimes with the tags still on.  Dress well for a fraction of the price!

Less Money, Same Quality! Buy No-Name or White-Label!

This is a money-saving tip that many people balk at.  There is an erroneous understanding and expectation that if a product does not have a known brand-name on the label, that it won’t last as long, taste as good, perform as well, etcetera.  This is hog-wash!  Occasionally a white-label or no-name product will be inferior, but for the most part, they will often actually be healthier and taste just as good as products wrapped in the labels of well-known brands.

The healthier claim is seen in food ingredient lists.  The longer the ingredient list for a simple product, the more likely that product is high in preservatives, chemicals, petroleum products, food colourings, sweeteners, etc.  The shorter the ingredient list, the more likely the product has more of what you need or want, and less of what will harm you.

Food labelsGenerally, no-name and white label products are cheaper than their brand name cousins, because packaging is simpler and not bearing labels from products with high reputations.  The more highly a label is regarded, the more companies charge for their products.  No-name and white-label get rid of the added cost of reputation.  Many food packing companies package their food for more than one brand.  This was brought home to me in a big way when comparing Jaimeson vitamins to Exact vitamins at the store I shop at.  I was specifically looking at Vitamin C.  The tablets in the Exact brand bottle tasted and looked like the tablets in the Jaimeson brand bottle.

Switching to no-name or white label groceries when out doing your regular shopping routine, will a) save you money, and b) have the potential to reduce the harmful additives in your packaged foods.

Ideally, in a perfect world, staying away from packaged foods in general would be the better way to go period.  However, we don’t live in a perfect world, so there are times when buying packaged foods fits better with our lifestyle and health needs.  Do yourself a favour and save both money and physical health by switching to the more affordable product lines.

Map Your Way to Domestic Household Savings!

That’s right!  If you want to see real savings at the gas pump, start with how you plan your route around town!  This is such a big deal that a full day complete with charts before and after, takes place in my course, “The Poor Man’s Budget: a 5 Week Course – Learning to live within your means”.  This course is available for sale on my author website, as well as from (paid link)Amazon .

BookCoverFront-genericThe first thing you need to do is assess your daily travels, your weekly travels and your monthly travels.  There might be something you only do twice a month, but it has to fit into your daily routine in order to make the best use of the gas you are paying for.  You might only engage in a given trip once a week, but it too has to fit into your daily travel routine.

In assessing your trips around town, use a map.  Or use several copies of the same map if that helps.  Draw on the map the route you typically drive in a day.  Do you see any figure eight’s happening?  Are there any loops taking place?  Did you draw any zig-zag’s?  These route types will drain your gas tank faster than if you planned to make each stop along a single direction.  Careful planning of your daily route in this way will not only save you gas expenses, but will have the added benefit of saving you time as well.

Good time management lowers stress, lowers rushing around, reduces the perceived need to hurry all the time, and will translate into healthier driving habits and a brighter attitude about life.  When seeking to save money translates into better time management and by extension a healthier lifestyle and attitude, the benefits far outweigh the original intentions!

Life tends to be interconnected like that.  Aim to improve one area of your life, such as your finances, and you end up improving one or more other areas at the same time.  Give it a shot!  You might be pleasantly surprised.

Of Expiry Dates and Saving Money!

As already written a few weeks ago on my author blog, there is quite a bit of frivolous, high-living-driven wastage going on in Canada because of the materialistic mindset that everything must look perfect or its not worthy of being consumed.  Grocery store chains such as Loblaw’s family of stores are to be lauded for seeking to change this wasteful perception.  As a result, I am pleased to see this article come up as well.

perfect foodI was just talking to a co-worker at my church about “due dates” and “expiry dates”.  She was sharing how someone she knows regularly tosses items in her fridge and pantry simply because the expiry date has come and gone.  Both of us shared how we’ve seen milk last up to two weeks beyond it’s apparent due date, yet also seen milk expire well before its due date.  Consequently, I am inclined to agree with the “experts” mentioned in this article that your own nose is a far better judge of the state of a piece of food than the dates given on the package.

The trick for those of us who live low-income, is to successfully judge when a given piece of food will go bad and when it will last.  This is why the article regarding the verse in Proverbs where there is much wastage in the house of the poor is more accurate simply as written, than many “deeper” interpretations realize.  Even going through international cookbooks in my cupboard reveal recipes for such things as German Chocolate Fingers, which are made from. . . sit down and take a deep breath now. . . stale bread!  You read that right!  The recipe instructs you to take several slices of stale bread, cut them into 1″ x 4″ slices, and carry on from there.  Similar recipes for a type of bread pudding say to take those slices of the same stale bread, and soak them in milk before laying them in a pan as the base upon which other ingredients will be added.  Stale bread is also great for crushing into stuffing as filler, or for chopping, seasoning and then drying for croutons.  The concept of “bread sticks” that you now buy in carefully-crafted containers comes from this concept of “waste not, want not“.

stale breadThe Germans weren’t just known for their precision and careful attention to detail.  They were also known for being quite thrifty, inventive, and improvising whereever needed.  These recipes involving stale bread are just a few of the kitchen examples I have learned thanks to these international cookbooks in my collection.  Because of their example, I can no longer tell you when a cookie tastes stale, when crackers have gone stale, when dry cereal has supposedly gone stale, etc.  My kids now fail to see the importance of keeping dry foods sealed because they can’t tell the difference either.  When we hear of others complaining about stale dry goods, even within our own extended family, we find ourselves wanting to look at them strange while trying to remain polite.

Your dollar goes so much farther when you discover that a) food doesn’t have to look perfect to taste just as good as the so-called perfect versions, and b) just because a given item of food has outlasted it’s expiry date doesn’t necessarily mean it must be tossed.  As the article shares, some foods will need tossing if smells and appearances confirm the food has indeed gone bad.  Other foods however, will look and smell just fine, and might even be salvagable if bruising or mold is found on them.  We pinch mold off of cheese all the time to eat what is left.  We don’t have to, after all, people buy cheese deliberately allowed to mold in the stores every day.  We call it “blue cheese”.  But we aren’t fans of cheese mold in this house so we pinch it off.  We pinch off bits of mold on bread as well, and we almost cheer if a loaf bought from the store starts to mold because we know it has fewer chemicals and preservatives than other brands!  Penicillin originally came from bread mold, so we don’t have a problem with the practice.

The Poor Man's BudgetAttitudes and behaviours affect how we spend our money greatly!  Learn more about this kind of discussion during week 3 and during discussion week 5 of my course, “The Poor Man’s Budget: a 5 Week Course – Learning to Live within your means”.  Ask when the next intake will be when you register.